Which of the following is a common type of liability coverage in homeowner's insurance?

Guest medical expenses is indeed a common type of liability coverage in homeowner's insurance because it addresses potential medical costs incurred by guests who are injured on the insured property. This coverage can help protect the homeowner from potential lawsuits and financial obligations that might arise from accidents involving visitors.

Homeowners' insurance typically includes liability coverage to safeguard the policyholder against claims resulting from injuries or damage caused to others. Guest medical expenses specifically caters to situations where a visitor needs medical assistance due to an accident on the property, providing a quick and effective way to handle the situation without legal complications.

Other options like personal property protection, loss of use coverage, and extended replacement cost coverage focus more on the homeowner's properties and associated costs rather than liability directly related to injuries incurred by others on the property. These types of coverage are important aspects of a homeowner's insurance policy but do not fall under liability coverage.