Which of the following is a duty of the CFPB related to ECOA?

The Consumer Financial Protection Bureau (CFPB) has a specific responsibility when it comes to enforcing the Equal Credit Opportunity Act (ECOA). ECOA is a federal law that prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or because a person receives public assistance. The CFPB is tasked with ensuring that lenders follow these rules, which involves monitoring institutions for compliance, investigating complaints, and taking action against those that violate ECOA regulations. This is crucial in creating a fair and equitable lending landscape, thereby promoting access to credit for all individuals, regardless of their background.

The other options, while important aspects of broader financial practices, do not specifically pertain to the CFPB's role in relation to ECOA. Oversight of fair housing is generally under the Department of Housing and Urban Development (HUD), issuing loans is not directly within the CFPB's role, and providing financial education resources, while part of CFPB’s mission, does not specifically connect to the enforcement aspect of ECOA. Thus, the focus on compliance enforcement makes the second option the correct choice in the context of the duties of the CFPB regarding ECOA.