Which document outlines the rights of consumers regarding their credit information?

The document that outlines the rights of consumers regarding their credit information is the Credit Reporting Rights Summary. This summary, which is a requirement under the Fair Credit Reporting Act (FCRA), informs consumers of their rights concerning their credit reports, including their rights to access their credit information, dispute inaccuracies, and understand how their credit information can be used by lenders and other entities.

This document is crucial as it helps consumers become aware of their protections and empowers them to take action if they believe their credit information is being misused or is incorrect. It also includes details on how long credit information can remain on a credit report and how consumers can obtain a free credit report annually.

The other options do not specifically address consumers' rights regarding credit information. The Loan Estimate is designed to provide borrowers with an understanding of the terms and costs of their mortgage, while the Adverse Action Notice is given to applicants when they are denied credit, outlining the reasons for the denial. The Equal Opportunity Rights Statement relates to fair lending practices but does not specifically address credit information rights. Thus, the Credit Reporting Rights Summary is indeed the most relevant document concerning consumer rights about credit information.