Which act mainly governs the practices related to discrimination in housing?

The Fair Housing Act (FH Act) is the principal legislation that governs practices related to discrimination in housing. Enacted in 1968 and later amended, the Fair Housing Act prohibits discrimination on the basis of race, color, national origin, religion, sex, familial status, and disability in all aspects of housing. This includes the availability of housing, the terms of rental or sale, and the accessibility of financing.

The act was designed to create equal opportunity in housing and to combat discriminatory practices that had historically marginalized various groups within the community. It provides individuals the right to seek legal recourse if they believe they have been discriminated against in housing-related situations, including rentals, sales, and lending practices.

While other acts mentioned touch on civil rights or related areas, they do not specifically focus on housing discrimination. The Civil Rights Act established broader civil rights protections, the Equal Opportunity Act relates more to employment rather than housing, and the Fair and Accurate Credit Transaction Act addresses issues related to credit reporting rather than direct discrimination in housing. Hence, the Fair Housing Act stands out as the definitive legislation for regulating and preventing discrimination in housing practices.