What score is required to pass the SAFE test?

To pass the SAFE (Secure and Fair Enforcement for Mortgage Licensing) test, a score of 75% is required. This standard has been established to ensure that candidates possess a sufficient understanding of the important concepts necessary for the safe and compliant practice of mortgage lending. The 75% threshold indicates that candidates must correctly answer a substantial majority of the questions to demonstrate their knowledge and readiness to fulfill the responsibilities of a mortgage loan officer. Achieving this score ensures that professionals in the field are adequately equipped to handle the complexities of mortgage regulations, consumer protections, and lending practices, which are vital for maintaining integrity in the industry.