What is the term used to describe limitations placed on the fees a lender can charge for certain services?

The term that describes limitations placed on the fees a lender can charge for certain services is closely associated with the concept of "Prohibited Practices." This refers to regulations that aim to protect consumers by preventing lenders from imposing excessive fees, which can be seen as exploitative or predatory. Such restrictions are established to promote fairness and transparency in the lending process, ensuring that borrowers are not subjected to unreasonable costs that could hinder their ability to obtain mortgage financing.

While the other terms listed may resonate with concepts in lending practices, they do not accurately represent the specific limitations imposed on fees as directly as "Prohibited Practices" does. For example, usury rates are related to the maximum interest rate a lender can charge but do not specifically refer to service fees. Similarly, "Fee Restrictions" and "Service Charge Limitations" might be descriptive but do not carry the same regulatory implications as "Prohibited Practices," which encompasses a broader range of consumer protection measures against unfair lending practices.