What does an Attorney's Opinion of Title certify?

An Attorney's Opinion of Title certifies that the title is free of unsettled claims and liens. This opinion is a critical document in real estate transactions, as it provides assurance to buyers and lenders regarding the status of the property's title. The attorney conducts a thorough examination of public records related to the property, including previous deeds, mortgages, and other encumbrances, to ensure there are no outstanding claims that could impact ownership.

Understanding this certification is essential for mitigating risks in property transactions. It protects the buyer by confirming that the seller has the legal right to sell the property and that there are no legal disputes that could arise after the sale, such as claims from previous owners or creditors.

In contrast, significant liens, property value appreciation, or resale potential do not fall under the scope of what an Attorney's Opinion of Title addresses. Such factors may be important in property transactions, but they are not guaranteed or specified within the attorney's examination of the title. Therefore, the focus of the Attorney's Opinion is specifically on the clarity and integrity of the property's title regarding claims and encumbrances.