The national test consists of how many questions total with how many being scored?

The national test comprises a total of 125 questions, out of which 115 are scored. This format is designed to assess the knowledge and proficiency of individuals seeking to become mortgage loan officers. The distinction between the total number of questions and the number that are scored is important because it allows for a certain number of unscored questions that are being tested for future use or validation of the exam’s content.

Understanding the breakdown of the test can help candidates prepare more effectively, as they can focus on the content and knowledge areas that are reflected in the scored questions. The use of scored and unscored questions also ensures that the test remains relevant and accurate over time, reflecting changes in regulations, practices, and market conditions.