According to the Telemarketing Sales Rule, how many months can a business contact a consumer after the final transaction?

The Telemarketing Sales Rule allows businesses to contact consumers for a period of 18 months after a final transaction. This timeframe is established to ensure that businesses can follow up with customers for promotional purposes, while also respecting the consumers' preferences regarding unsolicited contact. This provision is designed to balance marketing efforts with consumer privacy, providing an opportunity for businesses to maintain a relationship with past customers without overstepping boundaries into unwanted solicitation.

The additional options do not align with this specific regulation. Understanding the scope of the Telemarketing Sales Rule is essential for anyone involved in mortgage lending or related fields, as compliance with these rules helps maintain ethical marketing practices and consumer trust.